Specialty insurance carrier headquartered at 7979 Ivanhoe Ave Suite 500, La Jolla, CA 92037, on Ivanhoe Avenue in La Jolla Village. Founded in 2014, Palomar (NASDAQ: PLMR) is a publicly traded specialty insurer focused on catastrophe coverage — underwriting residential and commercial earthquake insurance, Difference in Conditions (DIC) earthquake policies, E&S casualty lines, and residential flood insurance nationally. Palomar operates as a direct carrier selling through appointed agents and brokers, not directly to consumers — property owners seeking Palomar coverage should contact their licensed insurance agent. The company is an AGN International affiliate with national reach and maintains additional offices in Minneapolis and other major markets. For independent agents in La Jolla who place specialty carriers including Palomar, Spiegler Insurance Services at 7777 Fay Ave Suite 203 carries appointments with top-tier specialty markets. Property owners seeking program-based insurance solutions can also explore Prospect General Insurance Agency, a Palomar subsidiary at 7979 Ivanhoe Ave.