Program administrator and specialty insurance agency at 7979 Ivanhoe Ave Suite 555, La Jolla, CA 92037, a wholly owned subsidiary of Palomar Insurance Holdings. Founded in 2018, Prospect General develops and administers specialty insurance programs for non-standard and emerging risks — products include residential flood insurance (Flood Guard, licensed in multiple states), real estate investor insurance, and other program-based solutions distributed nationally through appointed agents and brokers. As a program administrator, Prospect General works exclusively with licensed retail agents and brokers, not directly with end consumers. Agents seeking appointments or program information can contact the La Jolla office directly. For the parent company's catastrophe insurance products including earthquake and DIC coverage, Palomar Specialty Insurance operates at Suite 500 in the same building. For wholesale market access across a broader range of specialty lines, RT Specialty maintains a wholesale brokerage office at 7911 Herschel Ave.