Independent insurance agency at 7777 Fay Ave Suite 203, La Jolla, CA 92037, in La Jolla Village. Founded in 1992 by Steven H. Spiegler (CA License #0646290), the firm has operated for over three decades as a full-service broker with carrier appointments across Chubb, The Hartford, CNA, AIG, Travelers, and Liberty Mutual. Services span business, auto, home, condo, renters, boat, aviation, and mobile home insurance — with a specialty in commercial risks, high-net-worth personal lines, and specialty exposures that are difficult to place with standard carriers. Spiegler also holds an expert witness designation for insurance agency operations, coverage disputes, underwriting practices, and claim handling standards. Open Monday through Friday 9am–5pm, with a second office in Minneapolis for national accounts. For clients needing a captive carrier agent for standard auto and home, Pete Williams Farmers Insurance at 1020 Prospect St serves La Jolla Village. For earthquake and catastrophe specialist coverage, Palomar Specialty Insurance is headquartered at 7979 Ivanhoe Ave Suite 500.