A women-owned residential brokerage with 40-plus years of broker experience behind it — the owner-broker relocated to Ocean Beach from Arizona in 1990 — Sand and Sea Realty operates under DRE #01087778 at 4876 Santa Monica Ave Suite A, two blocks from the OB Pier. Buyer files closing on Sunset Cliffs and OB beach-block properties route homeowners binder quotes through agents including Ives Insurance Services, because wind-driven rain endorsements and flood-zone AE premiums change the monthly carrying cost on anything west of Abbott Street. The Santa Monica Ave footprint puts listing agents inside the same three-block strip as Newport Avenue retail and the Dog Beach parking lot, making same-afternoon listing tours possible without leaving the OB core. Pre-closing wealth-planning questions on 1031 exchanges and investment-property tax basis route through boutique wealth-management desks such as Point Loma Advisors so the replacement-property identification window does not blow past the 45-day IRS deadline. The full-service residential brokerage also handles commercial lease listings on the same Santa Monica Avenue building, reflecting a dual residential-plus-commercial inventory. The highest-value files are Sunset Cliffs ocean-view estate sales where the listing agent coordinates a staged open house, drone cinematography, a 45-day 1031 identification for the seller's replacement property, and a simultaneous commercial sub-lease of the seller's retail holding — all in one transaction cycle.