Founded in 1959 by Richard Ives and later merged with the Titlow Agency, Ives Insurance Services operates at 2150 Chatsworth Blvd under CA License #0G13604 as an independent broker appointed with Nationwide, Mercury, Travelers, and Progressive. Three generations of OB and Point Loma landlords have used the agency for DP-3 dwelling-fire policies on rental conversions, including the multi-unit portfolios handled by Pasas Property Management in San Diego. Personal lines include auto, homeowner, condo, mobile home, renters, personal umbrella, seasonal home, earthquake and flood, and marine/boat coverage for the sailboats and powerboats berthed at Shelter Island and the Point Loma marinas. Commercial lines run from BOP and general liability through commercial auto, workers compensation, apartment lessor risks, and commercial umbrella for OB restaurants and retail on Newport Ave. Auto claims route to network body and mechanical shops including Sunset Cliffs Automotive, keeping rental-car reimbursement windows tight and getting policyholders back on the road. The most involved placements come on yacht and commercial marine risks where hull, P&I liability, and jones-act crew coverage have to be brokered across multiple carriers to match the vessel, its use, and its home port.