Monica De La Vega Real Estate in Chula Vista pairs a clinical-science foundation with residential transaction expertise under California DRE #02240373. A former physical therapist who spent 15 years in balance and vestibular rehabilitation, she pivoted into property sales through an administrative position at Patriot Home Loans in 2019 before earning her salesperson license. That mortgage-operations background equips her to walk first-time buyers through lender prequalification timelines, appraisal contingencies, and escrow funding deadlines across the 91910 corridor west of Interstate 805. Bilingual in English and Spanish, she structures listing presentations and purchase offers for Chula Vista's significant Spanish-speaking homeowner population. Her closing-cost projections incorporate Proposition 13 reassessment exposure and supplemental-tax estimates, a due-diligence layer complemented by the formal property tax appeal work at AOPTA The Property Tax Experts. Graduate-level coursework from San Diego State University and California State University, Long Beach informs her comparative market analyses, which benchmark active Chula Vista MLS listings against per-square-foot adjusted sale prices spanning three full quarters of closed data.