Operating under Mortgage One, Inc. (NMLS #898812), Patriot Home Loans in Chula Vista originates VA, FHA, and conventional mortgages from Anchorage Place under Branch NMLS #1758344. Founded in 2014 by a military veteran, the brokerage runs a VA condo approval pipeline and coordinates buyer-side transactions with veteran-focused agents at Anthony Reanue Home Team - SD Military Realtors & Loans across the Eastlake corridor. Bilingual loan processing in English and Spanish serves a Chula Vista market where VA and FHA volume tracks closely with the region's military-connected population. Mortgage applications require IRS transcripts and prior-year returns, documentation that borrowers often assemble through local preparers at CHULA VISTA CPA | TAX CPA before submission to underwriting. The branch processes VA Interest Rate Reduction Refinance Loans that close without a new appraisal or income verification under the VA streamline protocol, compressing turnaround to as few as 15 business days.