Point Loma's four urgent and emergency providers are led by AFC Urgent Care on Sports Arena Boulevard for walk-in injuries, testing, and physicals in 92106, with Concentra handling occupational medicine nearby—and cross-peninsula options in Hillcrest and downtown for after-hours needs.
3434 Midway Dr #1002, San Diego, CA 92110
+1 619-225-6200
Verified1740 Rosecrans St, San Diego, CA 92106
+1 619-790-7800
Verified2445 Truxtun Rd #200, San Diego, CA 92106
+1 858-943-0208
Verified3434 Midway Dr #1002, San Diego, CA 92110
+1 619-225-6200
VerifiedAFC Urgent Care on Sports Arena Boulevard is Point Loma's primary walk-in urgent care clinic, handling non-emergency injuries, flu and COVID testing, X-rays, physicals, and minor procedures without an appointment. The clinic sits in the Midway District commercial zone, accessible from most parts of the peninsula within a short drive along Rosecrans or Nimitz Boulevard.
Concentra Urgent Care, also near the Sports Arena, focuses on occupational medicine and workers' compensation injuries but sees walk-in patients for general medical needs as well. Together, these two clinics give Point Loma residents same-day options for conditions that are too urgent for a scheduled primary care visit but do not require an emergency room.
An urgent care visit in Point Loma typically costs between $150 and $300 without insurance, depending on the complexity of the visit and whether X-rays, lab tests, or minor procedures are involved. A straightforward sick visit (sore throat, ear infection, minor rash) sits at the lower end, while visits that require imaging or wound repair cost more.
Most health insurance plans cover urgent care visits with a copay of $30 to $75, significantly lower than the $200-plus copay for an emergency room visit. AFC Urgent Care accepts most major insurance plans and posts transparent self-pay pricing. Patients without insurance should ask about cash-pay rates before the visit, as urgent care facilities are generally forthcoming about costs when asked directly.
AFC Urgent Care operates on a walk-in model—no appointment is needed, and patients are seen in the order they arrive. Wait times vary by time of day and season, with Monday mornings and flu season typically producing the longest waits. Some urgent care clinics also offer online check-in, which lets patients reserve a place in line and arrive closer to their estimated time.
Walk-in availability is the core advantage of urgent care over a primary care office, where scheduling a same-day appointment is not always possible. Patients with conditions that fall between "can wait a few days" and "needs an ER"—sprains, minor fractures, persistent fevers, urinary tract infections—are the ideal urgent care candidates.
AFC Urgent Care near the Sports Arena operates on weekends, filling the gap left by primary care offices that close on Saturday afternoons and Sundays. Weekend hours make the clinic the default option for Point Loma residents who develop symptoms or minor injuries outside of Monday-through-Friday business hours.
Patients should confirm current weekend hours before driving, as holiday schedules and seasonal adjustments can shift the posted times. For conditions that arise late at night after the clinic closes, the nearest weekend options outside the peninsula include Perlman Clinic in Hillcrest and Sharp Rees-Stealy Downtown Urgent Care, both accessible from Point Loma in under 15 minutes.
Call 911. Point Loma does not have a hospital emergency room on the peninsula, so paramedics will transport patients to the nearest appropriate ER—typically in Hillcrest or downtown San Diego—based on the nature of the emergency. Naval Medical Center San Diego on the south peninsula has emergency capabilities but is restricted to military beneficiaries.
Urgent care clinics like AFC Urgent Care are not equipped for life-threatening emergencies (chest pain, stroke symptoms, severe trauma, difficulty breathing). If you are unsure whether a condition requires an ER or urgent care, calling the clinic first can help triage the situation—staff can advise whether to come in or go directly to an emergency department.
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