Dual-licensed under DRE #01769228 and NMLS #352526, TRU Financial Services in Point Loma's Liberty Station operates as a combined real estate brokerage, mortgage origination, and property-management firm from Historic Decatur Road. That three-service structure lets a single transaction team handle listing, buyer financing, and post-close rental conversion without handing the client off between companies — a pipeline that runs parallel to the purchase-money lending at The F & W Home Lending Team for buyers who arrive with outside pre-approval. Commercial and residential listings both fall under the brokerage license, covering retail lease negotiations in the Liberty Station corridor alongside single-family resales in surrounding Loma Portal and Roseville. Investors acquiring rental properties benefit from in-house management that handles tenant screening, lease execution, and maintenance dispatch, with estate-disposition transactions coordinated through counsel such as On Point Estate Law. The most operationally layered engagements involve simultaneous 1031 exchanges where TRU originates the replacement-property loan, lists the relinquished asset, and onboards the acquired property into its management portfolio within a single exchange window.