Third-generation San Diego native Joseph Ghio holds DRE #01308806 in Point Loma, co-founding Ghio Panissidi & Associates at Coldwell Banker West and operating as Broker Associate from the Cañon Street office near Sunset Cliffs. A pre-licensure background in construction and property inspections lets him evaluate roof systems, foundation conditions, and framing integrity during walkthroughs — technical knowledge that aligns with the renovation scopes handled by firms like Complete Builders Inc. His listing portfolio spans single-family homes, condominiums, and multi-unit investment properties across Point Loma San Diego and adjacent beach communities, with commercial-property representation available through the same brokerage. Clients building real-estate investment portfolios coordinate acquisition strategy with peninsula financial planners such as Tushaus Wealth Management while Ghio structures the purchase and disposition sides. The highest-value transactions involve multi-unit income properties on the Sunset Cliffs peninsula, where his construction background drives accurate capital-expenditure projections for deferred-maintenance items that determine final offer price.