CA DRE #01786304 holder Amber Dewar, Pacific Real Estate Center in Point Loma's Sunset Cliffs corridor holds dual-state licensing with a Colorado independent brokerage, operating from 1005 Rosecrans Street under Pacific Real Estate Center DRE #01868292. An REO and bank-owned property specialty dating to 1999 anchors the distressed-asset side of the practice, a foreclosure-acquisition skill set that requires lender-side coordination with originators like Brian Shaw - Point Mortgage on rehabilitation financing. Colorado market coverage adds resort properties in Summit County and metro-Denver inventory, giving clients relocating between California and Colorado a single-agent transaction structure across both state lines. The Pacific Real Estate Center brokerage at Rosecrans houses over two dozen agents and provides IDX-powered listing syndication for Sunset Cliffs, Shelter Island, and Ocean Beach inventory. Distressed-property acquisitions often close with non-standard hazard policies covering deferred-maintenance conditions, a coverage category that agencies like Einhorn Insurance Agency underwrite for properties transitioning from REO to owner-occupied status. Multi-unit and duplex conversions layering tenant-rights compliance with lender-required renovation escrows represent the most complex transactions in the practice.