NMLS #695522 Senior Home Lending Advisor staffs Chase Home Lending in Point Loma near Sunset Cliffs, originating conventional, FHA, VA, and jumbo mortgages through JPMorgan Chase’s national servicing platform. Self-employed borrower expertise and condo/co-op lending specializations address the mixed housing stock on the peninsula, where purchase-side coordination runs through listing agents at Coldwell Banker Realty. Chase Private Client relationship pricing at the same Rosecrans branch offers rate reductions based on existing deposit and J.P. Morgan investment balances, layering wealth-management integration onto the standard origination workflow. First-time-homebuyer programs including DreaMaker low-down-payment options target the conforming-loan tier, while Chase’s portfolio-retained jumbo program covers Sunset Cliffs and Shelter Island properties above agency limits. Homeowner-insurance proof of coverage at closing routes through local carriers including At The Point Insurance Services, Inc. for peninsula properties. The highest-complexity transactions involve jumbo purchases on coastal Point Loma San Diego parcels requiring manual underwriting, flood-zone certification, and extended rate-lock periods.