State Bar #153029 practitioner Richard V. Vermazen APLC in Point Loma near Sunset Cliffs concentrates on tax law, estate planning, and bankruptcy for individuals and small businesses. The tax-controversy caseload — IRS audits, installment agreements, and offer-in-compromise negotiations — generates documentation that feeds year-end compliance work at SVA Tax Services - San Diego. A 1998 Creighton University School of Law degree grounds the practice in both federal tax code and California community-property rules that complicate Chapter 7 filings. Wills-and-trusts clients whose estates carry complex tax liability receive integrated planning across asset-protection structures and IRS reporting, a scope also covered in the estate-focused practice at Allenby Law, PC. The highest-complexity work involves multi-entity dissolution paired with concurrent bankruptcy petitions under Chapter 11 reorganization.