Formed in 2021 under California license 6005803, Solstice Insurance Agency in Point Loma brokers business, property, and personal-lines coverage from Pacific Highway through independent carrier access. Workers-compensation and surety-bond quotes serve contractors and small-business owners who coordinate their annual coverage renewals with tax-filing deadlines at firms such as Lori A. Riccardi, CPA Tax Firm. The property book includes homeowner, landlord, earthquake, and flood policies — a four-layer stack that addresses California's full spectrum of structural exposures. Business-owner policies and umbrella coverage protect entities from general-liability and professional-liability claims, the same exposure categories that business-law attorneys at Cannavino Law litigate in San Diego courts. The most demanding accounts layer general liability, workers compensation, commercial auto, and umbrella coverage with earthquake and flood endorsements for landlords managing multi-unit rental properties in California's high-risk zones.