Novamar Insurance Group in Point Loma, holding carrier appointments in all 50 states and the Republic of Mexico, has underwritten yacht hull and liability policies from its Shelter Island office since 1987. The brokerage's proprietary Offshore Program covers vessels transiting offshore waters, a policy structure that protects the same class of bluewater sailboats and power yachts that charter through Next Level Sailing's San Diego fleet. A proprietary Mexican Vessel Liability program provides bilingual coverage documentation for owners cruising Baja and mainland Mexico, meeting that country's territorial-water insurance mandates. Seven brick-and-mortar offices span Newport Beach to Puerto Vallarta, and the San Diego branch serves the concentration of liveaboard and slip-based vessels at clubs such as Silver Gate Yacht Club. The most complex placements layer hull-and-machinery, P&I liability, salvage, and environmental-response coverage on mega yachts valued above eight figures that cruise multiple international jurisdictions.