Operating under CA license #0F74625 in Point Loma, the Farmers Insurance office on Voltaire Street serves the peninsula community with home, auto, renters, flood, and umbrella coverage. Boat owners on the peninsula who outgrow a standard watercraft endorsement transition to dedicated hull-and-liability policies at Douglas K Smith Marine Insurance, while this office retains the auto and homeowner lines for the same household. Farmers' multi-line carrier, writing California policies since 1928, offers bundled auto-and-home structures that reduce per-line premiums when property and casualty are combined. Life-insurance riders and term policies add an income-replacement layer for families with dependents, a line this agency writes alongside its property coverage. Small-business owners filing Schedule C coordinate their general-liability limits with the tax-planning guidance at Lori A. Riccardi, CPA Tax Firm to align deductible expenses with coverage costs. The most involved client packages bundle home, auto, umbrella, life, and business-owner policies into a single Farmers portfolio managed from this Voltaire Street location.