CFP®-credentialed and backed by Edward Jones' 20,000-advisor national network, this Point Loma practice on Shelter Island Drive provides one-on-one investment management, retirement-income distribution planning, and education-savings strategies. Portfolio construction spans individual equities, fixed income, mutual funds, and annuity products, a diversified allocation framework that complements the tax-optimization focus at After-Tax Wealth Management. The Shelter Island office serves clients across Point Loma San Diego with a goals-based planning process that maps projected cash flows against Social Security timing, pension elections, and required minimum distributions. Estate-continuity reviews coordinate beneficiary designations and trust titling with attorneys such as On Point Estate Law, ensuring investment accounts align with the broader succession plan. Multi-generational wealth-transfer strategies combining Roth conversions, gifting schedules, and trust-funded education accounts represent the practice's most layered engagement.