Chartered in 1938 as San Diego County Employees Credit Union, SDCCU in Point Loma manages over $9.2 billion in assets as San Diego's largest community-chartered financial institution. The Sports Arena Boulevard branch near Pechanga Arena serves the credit union's 437,000-plus members alongside seasonal tax-prep traffic that flows between the branch and nearby preparers like H&R Block. NCUA charter number 61004 covers deposits up to $250,000 per account holder, and membership is available to anyone living or working in San Diego, Riverside, or Orange counties. Free checking with eStatements, a high-yield money market tier, and certificate terms ranging from three months to five years anchor the deposit side. Auto loan applicants financing through franchise dealerships can name SDCCU at the F&I desk and close the note in-branch, a workflow that pairs naturally with the vehicle-coverage quotes available at Ashton Ellis - State Farm Insurance Agent on the corridor. The commercial lending team structures SBA 504 and conventional term loans for owner-occupied real estate acquisitions, handling the full underwriting cycle from site appraisal through funding.