NCUA-insured MyPoint Credit Union in Point Loma, San Diego traces its charter to 1948, when it formed as Naval Electronics Laboratory Employees Federal Credit Union, and now holds roughly $688 million in assets across seven branches. The Sports Arena Boulevard location near Pechanga Arena handles consumer and business deposit accounts, pairing lending decisions with the kind of tax-planning coordination members get from peninsula CPAs like Lori A. Riccardi, CPA Tax Firm. Members tap 30,000-plus surcharge-free ATMs nationwide through the CO-OP shared-branch network, extending the credit union's reach well beyond San Diego and Riverside counties. Checking, savings, auto loans, credit cards, and a full digital banking portal run under one member login, with mortgage origination processed in-house rather than brokered out. Small-business owners drawing on commercial deposit accounts and SBA-adjacent lending round out the same financial planning ecosystem that includes coverage reviews at At The Point Insurance Services, Inc. on the peninsula. The mortgage division handles conventional and VA purchase loans from pre-qualification through escrow closing, consolidating what most banks split across multiple departments into a single member-services team.