Accounting & Tax in Point Loma — Top Local Picks (2026)

Accountants & Tax Services on the Point Loma Peninsula

Is there a CPA in Point Loma?

Point Loma has several certified public accountants serving individuals and businesses on the peninsula. SVA Tax Services handles individual and business tax returns, bookkeeping, and payroll for clients in 92106 and 92110. The firm is one of the most reviewed accounting practices on the peninsula and works with sole proprietors, LLCs, and S-corps.

CPAs in Point Loma typically handle more than annual filing—services include financial statement preparation, IRS audit representation, tax planning for real estate transactions, and business entity structuring. For residents who need estate-related tax guidance, pairing a CPA with a trust attorney on the peninsula streamlines the process of setting up tax-efficient estate plans.

How much does an accountant charge to do taxes in Point Loma?

Tax preparation fees in Point Loma depend on the complexity of the return. A standard individual 1040 with W-2 income typically runs $250–$500. Self-employed filers with Schedule C income, rental properties, or investment accounts can expect $500–$1,500 or more. Business returns for LLCs and S-corps generally start around $800 and increase based on transaction volume.

H&R Block on the peninsula offers tax preparation at national chain pricing, which tends to be lower than independent CPAs for simple returns. Independent firms like SVA Tax Services often add more value for complex situations—real estate investors, military families with multi-state filing requirements, and small-business owners who need year-round advisory beyond the April deadline.

Is there a bookkeeper in Point Loma?

Several Point Loma accounting firms offer bookkeeping as a standalone service for small businesses that need monthly reconciliation, accounts payable tracking, and financial reporting without full CPA engagement. SVA Tax Services includes bookkeeping in its service lineup alongside tax preparation and payroll processing.

Bookkeeping rates in San Diego generally range from $300 to $800 per month for a small business with moderate transaction volume, though pricing varies by software platform, number of bank accounts, and whether payroll is included. QuickBooks and Xero are the most common platforms used by peninsula bookkeepers. Small-business owners who also coordinate with marketing agencies in Downtown often share bookkeeping access so ad spend and campaign costs are tracked for tax deduction purposes.

Is there an H&R Block in Point Loma?

H&R Block has a location in Point Loma serving individual and small-business tax filers. The office handles federal and California state returns, offers prior-year amendments, and provides an online filing option for clients who prefer to work remotely during tax season.

H&R Block's Point Loma location is one of several chain tax preparation options in the wider San Diego area. Walk-in appointments are typically available during tax season from January through mid-April, with extended hours leading up to the filing deadline. For year-round tax questions, military returns, or complex business filings, an independent CPA like SVA Tax Services may offer more specialized guidance.

Can I file taxes for free in San Diego?

San Diego offers several free tax filing options for qualifying residents. The IRS Volunteer Income Tax Assistance program provides free preparation at community sites across the county for individuals earning under $64,000 per year. The IRS Free File program on irs.gov also lets filers with adjusted gross income below $79,000 use guided software at no cost.

AARP Tax-Aide operates free sites in San Diego for filers 50 and older, though the service is open to all ages. Military personnel can file through MilTax, a free preparation and e-filing service available to all active-duty members, reservists, and eligible veterans at no cost regardless of income. Point Loma residents who earn above the free-filing thresholds can compare rates at H&R Block and local CPAs for the most cost-effective option.

What does a CPA charge per hour in San Diego?

CPA hourly rates in San Diego typically range from $150 to $350 per hour depending on the firm's size, the accountant's experience level, and the nature of the work. Tax return preparation, business advisory, and audit representation each command different rates, with IRS audit defense and negotiation at the higher end of the range.

Many CPAs bill project-based rather than hourly for routine services like annual tax preparation or monthly bookkeeping, which makes costs more predictable for clients. Point Loma CPA rates generally align with the broader San Diego market and tend to run below La Jolla and Del Mar firms. For a straightforward question about a specific insurance deduction or business expense, some accountants offer brief consultations at a flat rate rather than billing a full hour.

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Accountants & Tax Preparation in Point Loma 92106

All Accounting & Tax

SVA Tax Services - San Diego

Lori A. Riccardi, CPA Tax Firm

Freebird Financial LLC

StrataTax

H&R Block

Alacritous Solutions

Barrow Bookkeeping & Accounting LLC

Kullman Accounting

Action Accountants APC

New Era CPAs

Sally Sackett, CPA, A Professional Corporation

Eric J. Blackhall CPA

Barry D. Green, CPA

SDC Tax & Business Services

Fleetridge Financial, Inc.

Integrated Business & Tax

Mann & Associates, APC

Max L Perlatti & Associates

Philip G. Seydel CPA

US Tax Advisors Group, Inc.