Dual-licensed under DRE #02048956 and NMLS #2505086, Scott Gardner Real Estate at 4125 Mission Blvd combines real estate brokerage with mortgage lending in Pacific Beach. Buyers can pair their property search with homeowner policy quotes through Farmers Insurance - Wes Calafata to streamline closing timelines. The practice covers coastal residential purchases and sales across Pacific Beach, La Jolla, Solana Beach, Rancho Santa Fe, and Del Mar. Pre-sale electrical inspections through Horton Electric help sellers address panel and wiring issues flagged during buyer due diligence. The operation structures transactions where in-house mortgage origination and listing representation run in parallel, reducing the lender-to-agent handoff delays common in multi-party coastal deals.