Pacific Beach lists 19 accounting and tax preparation firms in 92109, from national chains to independent CPAs on Garnet Avenue. H&R Block handles walk-in tax returns on the main strip, and San Diego Taxman Team runs a local practice specializing in individual and small-business filings near Crystal Pier.
4438 Ingraham St, San Diego, CA 92109
+1 619-848-7384
Verified1001 Garnet Ave Suite 200, San Diego, CA 92109
+1 619-343-2677
Verified4501 Mission Bay Dr. #3a, San Diego, CA 92109
+1 858-274-5573
Verified1084 Garnet Ave, San Diego, CA 92109
+1 858-581-3768
Verified4438 Ingraham St Office 210, Office 209, San Diego, CA 92109
+1 619-378-0122
Verified4780 Mission Blvd, San Diego, CA 92109
+1 619-275-1150
VerifiedDean's Office, 841 Turquoise St d, San Diego, CA 92109
+1 858-274-9093
Verified4609 Cass St, San Diego, CA 92109
+1 858-480-1575
Verified5151 La Jolla Blvd, San Diego, CA 92109
+1 302-516-9181
Verified1545 Grand Ave, San Diego, CA 92109
+1 858-483-8299
Verified4475 Mission Blvd # 231, San Diego, CA 92109
+1 858-270-8345
Verified4655 Cass St Ste. 403, San Diego, CA 92109
+1 858-609-0123
Verified928 Hornblend St, San Diego, CA 92109
+1 619-757-1500
Verified4425 Bayard St #140, San Diego, CA 92109
+1 858-922-4312
Verified1130 Reed Ave, San Diego, CA 92109
+1 619-273-3335
Verified864 Grand Ave, San Diego, CA 92109
+1 858-270-2339
VerifiedSan Diego, CA 92109
+1 925-808-1284
VerifiedSan Diego, CA 92109
+1 858-945-1026
Verified930 Hornblend St # 3, San Diego, CA 92109
+1 858-750-3046
VerifiedH&R Block operates a location on Garnet Avenue in Pacific Beach, offering walk-in and appointment-based tax preparation for individual filers and small businesses in the 92109 ZIP code. The office handles federal and state returns, amended filings, and audit support, with seasonal hours expanding during the January-through-April tax rush.
H&R Block's Pacific Beach location is one of several in coastal San Diego—there is also an office in Point Loma—and the chain's online filing tools are available year-round for clients who start their returns digitally and finish in person. For PB residents who prefer an independent CPA over a national chain, San Diego Taxman Team and Tadmor T Barzilai CPA both operate nearby.
Independent CPAs in San Diego typically charge between $150 and $350 per hour for tax preparation and bookkeeping services, with rates varying based on the complexity of the return and whether the client is an individual or business filer. A straightforward W-2 return with standard deductions might cost $200 to $400 total, while a self-employed filer with rental income, estimated payments, and a Schedule C can expect $500 to $1,200 or more.
Pacific Beach's accounting firms generally price at the lower-to-middle end of the San Diego range, reflecting the neighborhood's mix of young professionals, freelancers, and small rental property owners rather than the corporate clientele that drives rates higher in Downtown and La Jolla. Monthly bookkeeping retainers for small businesses typically run $300 to $800 per month depending on transaction volume.
The national average for CPA hourly rates falls between $150 and $400, with California rates skewing toward the upper half of that range due to higher cost of living and state tax complexity. In Pacific Beach, San Diego Taxman Team and Tadmor T Barzilai CPA both serve individual and small-business clients at rates competitive with the broader San Diego market.
Hourly rates are most common for advisory work, audit representation, and complex tax planning. For routine annual returns, most CPAs in 92109 offer flat-fee pricing instead, which gives clients a predictable cost upfront. The difference between a $200 return and a $1,000 return usually comes down to whether the filer has self-employment income, investment accounts, rental properties, or multistate filing requirements.
Persistence Bookkeeping is a full-service bookkeeping firm in Pacific Beach that handles monthly reconciliation, payroll processing, accounts payable, and financial reporting for small businesses in the 92109 area. The firm works primarily with service-based businesses, freelancers, and property owners who need ongoing books maintained rather than year-end tax preparation alone.
For businesses that need both bookkeeping and tax filing handled under one roof, several PB-based CPAs offer bundled services. San Diego Taxman Team pairs monthly bookkeeping with annual tax preparation, and H&R Block offers basic bookkeeping tools through its online platform for small-business clients who file their returns at the Garnet Avenue location.
A CPA becomes worth the cost when a tax return involves anything beyond W-2 income and standard deductions—self-employment income, rental property depreciation, stock sales, estimated quarterly payments, or multistate filing all introduce complexity that increases the risk of errors and missed deductions. In Pacific Beach, where many residents are freelancers, vacation rental owners, or small-business operators, the crossover point comes sooner than in a typical suburban ZIP code.
The IRS estimates that taxpayers who prepare their own returns miss an average of several hundred dollars in deductions compared to professionally prepared returns. A local CPA also provides audit support if the IRS questions a filing, which is a service that software alone does not include. Tadmor T Barzilai CPA and Persistence Bookkeeping both offer initial consultations to assess whether professional preparation is worth the investment for a specific tax situation.
H&R Block on Garnet Avenue is the most accessible walk-in option in Pacific Beach, with extended hours during tax season and no appointment required for basic returns. San Diego Taxman Team and Tadmor T Barzilai CPA both accept appointments year-round and handle more complex filings for self-employed and high-income clients.
For PB residents who prefer to stay within the coastal area, SVA Tax Services in Point Loma is a short drive south, and several virtual CPA firms serve San Diego clients remotely. The deadline for California state returns aligns with the federal April 15 date, and estimated quarterly payments are due in April, June, September, and January for self-employed filers and rental property owners in 92109.
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