DRE #01087778 belongs to Anna Marie Barnard, broker/owner of Sand & Sea Realty at 4876 Santa Monica Ave, a women-owned OB brokerage founded in 2005 after she relocated from Arizona to Point Loma in 1990. Seniors Real Estate Specialist (SRES) certification drives a meaningful slice of the practice, coordinating downsizing moves and reverse-mortgage-eligible transactions with facilities including Sunset Cliffs Elder Care so the listing timeline aligns with the move-in date. Certified Property Manager (CPM), Certified Negotiation Specialist (CNS), and Short Sale (SFR) certifications round out the commercial and distressed-sale work. LionsGate Financial Loss Mitigation and REO certifications handle the bank-owned and loss-mitigation inventory that still cycles through San Diego County. Buyer pre-approvals come in through lenders such as Peoples Mortgage, keeping conventional, FHA, and jumbo financing options ranked against the homes appraised value before an offer goes in. The most complex files are multi-property investor portfolios where 1031-exchange timelines, tenant estoppel certificates, and residential-to-commercial conversion entitlements all need to track to the 45-day identification and 180-day closing deadlines.