NMLS 1379363 anchors a Peoples Mortgage loan officer originating residential financing from 4312 Voltaire St in OB. The University of Arizona graduate has written mortgages since 2013 across Arizona, California, and Nevada, a tri-state footprint that lines up with relocation buyers working with Ocean Beach agents at Catrina Russell Real Estate - Ocean Beach & Point Loma Realtor. Conventional, FHA, Jumbo, USDA, and Reverse Mortgage products round out the product shelf, with wholesale-style pricing access that sits alongside a retail bank application workflow. First-time buyers get structured education on debt-to-income thresholds, appraisal gap strategy, and rate lock timing in a competitive 92107 market. A veteran-specialty VA loan pipeline complements the niche coverage at California VA & Vet Loans, letting Point Loma and Peninsula buyers near Liberty Station shop two distinct VA-focused originators against each other on rate and fee structure. The highest-complexity files are self-employed borrowers stacking bank statement income against jumbo loan limits for coastal OB properties above conforming caps, where tax return reconciliation and reserve documentation decide the approval.