State Bar #293440 belongs to Joshua Birdsill, a McGeorge School of Law graduate practicing bankruptcy since 2013 and running Birdsill Law as a San Diego bankruptcy and tax firm. Chapter 7 liquidation filings cover means-tested individuals whose unsecured credit-card, medical, and personal-loan debts qualify for discharge, with schedule-preparation that frequently follows a tax-return cleanup handled by preparers such as Always Accurate Tax & Bookkeeping Services. Chapter 13 reorganizations work for wage-earners behind on mortgages or car loans, building a three- to five-year repayment plan filed in the Southern District of California bankruptcy court downtown. Tax representation covers IRS collections, offers in compromise, installment agreements, innocent-spouse relief, and audit defense for OB residents and small businesses facing federal or Franchise Tax Board notices. Post-discharge credit-rebuilding conversations eventually route to lenders such as Peoples Mortgage once the two-year FHA-seasoning window closes and a refinance or purchase becomes feasible. The most involved files are small-business Chapter 7 cases where the sole proprietor has tangled personal-and-business debt, an aging tax liability, and secured equipment loans that all need to resolve through a single coordinated bankruptcy and tax workout.