A California-incorporated marketplace platform (Sec State filing #4273935, May 3, 2019), Beepz operates from its 5029 Narragansett Ave headquarters as an app-based intermediary for buying and selling used cars without bank financing. The model bypasses traditional credit checks: buyers pay a one-time $549 activation fee at contract start, then weekly payments to the seller until ownership transfers — a structurally different path from the dealer-floor financing that Carpoint Motors arranges through DealerCenter and credit-union partners on Voltaire St. The original target market was rideshare and delivery drivers — Uber, Lyft, Postmates — who need a vehicle today but cannot clear conventional underwriting. Verified-buyer ID checks, insurance verification, and a Magic Switch return option live inside the iOS and Android apps, with seller-controlled remote disable triggering after two days of missed payment. Buyers must present binding auto coverage at pickup, and Farmers Insurance - Dana Gardner issues same-day policies for first-time policyholders without prior credit history when conventional underwriting cannot move fast enough. The platform received BBB accreditation in October 2025 after scaling past 4,000 vehicles sold and 19,000 active California users, with the most complex listings being fleet handoffs from sellers transferring multiple vehicles into the weekly-payment structure at once.