Farmers Insurance - Scott Caraveo is a Farmers franchise agency on Adams Avenue in Normal Heights, San Diego, operated by Scott Caraveo under California License #0I18008 at 4112 Adams Ave in the 92116 ZIP, writing auto, home, renters, life, and business insurance policies through the Farmers Insurance Group carrier system. Farmers Insurance was founded in 1928 and operates as one of the largest personal-lines insurers in the United States, providing the underwriting capacity, claims infrastructure, and actuarial pricing that backs each policy written through the Kensington-area agency. Caraveo's Farmers appointment covers the full personal-lines product suite: liability and collision auto coverage, HO-3 and HO-5 homeowner policies, DP-3 rental-property forms, and term and whole-life contracts — a breadth that generates the collision-repair authorizations processed at body shops including Classic Collision in the Normal Heights market. The Adams Avenue location sits in the center of the neighborhood's independent-business corridor between North Park to the west and Kensington to the east, where homeowners, renters, and small-business operators can schedule in-office consultations or request quotes through Farmers's digital platform. Caraveo's bundling options pair auto and home policies on a single account to access multi-line rate reductions, a pricing structure that lowers per-policy cost when both coverages are placed through the same agency. Homeowner claims involving fire, water, or structural damage coordinate with the general-contractor bidding process, and Construction Remodeling Partnership Inc handles the residential renovation work that follows approved claims in the 92116 area. The agency serves Normal Heights, Kensington, University Heights, North Park, South Park, Talmadge, and City Heights residents under the Farmers Insurance platform.