Caraveo Insurance Agency is a Latino-owned, independent insurance brokerage on Adams Avenue in Normal Heights, San Diego, founded in 2020 by Scott Christopher Caraveo and operating under California Agency License #6002578 with Caraveo's individual license #0I18008 at 4112 Adams Ave in the 92116 ZIP. The seven-person agency writes policies across auto, homeowners, renters, life, commercial, and workers' compensation lines, placing coverage through a multi-carrier panel that allows side-by-side quote comparisons rather than single-carrier distribution. Caraveo is an active member of the Adams Avenue Business Association and the Kensington-Talmadge Business Association, along with Kensington Fire Safe, community-engagement commitments that reflect the agency's focus on the Normal Heights and Kensington neighborhoods. Auto-insurance claims filed through the agency route to the same repair estimating workflow used at shops including Smitty's Service on Adams Avenue, where collision and mechanical work generates the damage documentation that triggers the claims-adjustment process. The agency also holds an appointment with Hagerty for classic and collector-vehicle coverage, a specialty line that serves the vintage-car community along the Adams Avenue corridor. With more than a decade of personal insurance experience, Caraveo covers individuals, families, and small businesses from Kensington east through Normal Heights. The agency's service territory extends into the University Heights corridor along El Cajon Blvd. Homeowner-policy clients whose properties require structural repairs after covered events coordinate contractor bids with firms including PBH Builders, which handles residential construction and remodeling work in the 92116 ZIP. The agency operates from an Adams Avenue storefront serving the Talmadge, North Park, South Park, and City Heights communities alongside its Normal Heights base.