Sage Financial Planning is a fee-only, fiduciary financial planning practice in University Heights, San Diego, founded by Shannon Fleener, CFP, a bilingual English-Spanish planner whose prior career in social work and education shaped a practice built around closing the wealth gap for first-generation wealth builders, LGBTQ+ individuals and couples, and clients navigating divorce or major life transitions. The firm operates from 4654 Idaho St, Apt 3, in the 92116 ZIP, offering comprehensive financial plans, tax consulting, and investment guidance through a no-commission, no-product-sales model that charges fixed planning fees. Fleener holds her CFP certification through the CFP Board and maintains NAPFA membership, both of which require adherence to fiduciary standards that prohibit conflicted product recommendations — the same consumer-protection framework that governs the tax-preparation work performed at Narey CPA in the Normal Heights corridor. Idaho St sits in the residential grid of University Heights between Park Blvd and the Kensington village district. Balboa Park anchors the southern boundary of the neighborhood, and Adams Avenue runs as the primary commercial corridor to the north. Fleener's planning specialties include inheritance management, intergenerational family wealth coordination, and early-career financial literacy, and she volunteers with Savvy Ladies, a nonprofit that provides free financial counseling to women. The women-owned, LGBTQ+-designated practice takes on values-driven clients whose giving and investment decisions reflect social and environmental priorities alongside return targets. Estate-planning engagements at the firm frequently coordinate with attorneys who draft the trust and beneficiary documents, a legal workflow handled by The Saint-Jeans Law Firm for clients in the same 92116 ZIP. Fleener is a member of the XY Planning Network and Business for Good San Diego, extending her practice's referral base into the region's impact-focused business community.