MyPoint Credit Union maintains an ATM location at 12047 Woodside Ave in Lakeside, extending its San Diego-based financial network into the 92040 ZIP code for the credit union's 27,800-plus members. The Woodside Avenue machine sits within the same commercial corridor as Red Star Auto Inc on Maine Avenue, where vehicle buyers draw on credit-union financing and cash-access services for East County San Diego purchases. Founded in 1948 as Point Loma Credit Union, the institution holds over $657 million in assets and participates in the CO-OP shared-ATM network, giving members surcharge-free access to more than 30,000 machines nationwide. Cash withdrawals, fund transfers, and check deposits at the Woodside Ave location serve Lakeside residents banking along the commercial strip that includes Garden Farms Market on Lakeshore Drive. The credit union carries federal insurance through the National Credit Union Administration (NCUA) and supports full mobile-deposit capability through its app, giving ATM-primary members digital access to savings, checking, auto-loan, and mortgage products.