Dual-licensed as both a California real estate broker (DRE #01153470) and mortgage loan originator (NMLS #1986483), MATT ROTH provides single-source transaction management in La Mesa from listing through loan funding. Investment-property clients pursuing ADU additions and structural renovations work within a permitting and construction ecosystem that includes One World Architecture for residential design in La Mesa. The dual license supports Conventional, FHA, VA, Jumbo, DSCR, and HELOC loan products alongside standard buyer-seller brokerage, with French and Spanish language capability expanding the practice's reach across San Diego County. Rehab-to-rent and fix-and-flip investors rely on pre-purchase scope-of-work assessments that intersect with the full-envelope renovation capabilities at Creations Construction Home Remodeling CA. The practice serves the LGBTQ+ community and veteran VA-loan buyers across La Mesa's residential market, from Lake Murray condominiums to Fletcher Hills single-family homes. Highest-complexity closings involve simultaneous DSCR loan origination on non-owner-occupied multi-unit acquisitions requiring entity-vesting structure, commercial appraisal methodology, and debt-service coverage ratio underwriting at 1.25x or above.