Mortgage broker Matt Dennison (NMLS #259196, DRE #01801318) operates Home Funding Professionals from Suite 200 on Jackson Drive in La Mesa's Grossmont area near Grossmont Center. The brokerage model prices loans across multiple wholesale lenders to find competitive rate-and-fee combinations, and the purchase pipeline relies on agent referral networks with La Mesa brokerages such as Property Pros Realty. A San Jose State University graduate raised in San Diego, Dennison structures conventional conforming, jumbo, FHA, and VA products with an emphasis on first-time-buyer education and self-employed borrower documentation. Self-employed applicants require profit-and-loss statement preparation and Schedule C analysis coordinated between the borrower's CPA and the underwriting team, a workflow that often involves La Mesa tax preparers like Abbo Tax CPA. Highest-value originations involve bank-statement loan programs for self-employed borrowers, requiring 12- or 24-month deposit analysis, expense-factor calculation, and non-QM underwriting under the Ability-to-Repay provisions of Regulation Z Section 1026.43.