OP Insurance Agency holds California License #0H65134 and operates as an independent brokerage in the heart of La Mesa Village on La Mesa Boulevard. The agency underwrites personal and commercial auto policies through carriers including Mercury Insurance, covering collision and comprehensive claims that route through the La Mesa repair network, including John's Automotive Care across La Mesa California. Founded in 2012, OP Insurance writes homeowners, renters, general liability, workers' compensation, commercial umbrella, and surety bonds through a multi-carrier panel that enables side-by-side rate comparisons. Business owners' policy packages serve La Mesa contractors and retail tenants, while the agency's homeowners coverage complements purchase transactions handled by brokerages like Garver Real Estate in the surrounding market. The brokerage's highest-tier placements combine general liability, inland marine, and employment practices liability into single multi-location commercial umbrella structures for contractors operating under CSLB licenses.