Romo Insurance Agency on University Avenue in La Mesa operates under California License #0M21581 and Agency License #6004506, writing Farmers Insurance auto, home, renters, life, and commercial policies. The agency structures commercial property and general liability coverage for La Mesa small businesses, including collision-shop operators and fleet owners whose vehicles route through repair facilities such as Joe's Automotive. Bilingual Spanish-language capability serves La Mesa California's Spanish-speaking population along the University Avenue corridor between Maple Avenue and Baltimore Drive. Auto insurance placements cover California-mandated minimum liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage under Farmers' personal auto product line. Retirement and income-protection planning integrates Farmers' term, whole, and universal life insurance products with broader financial planning strategies coordinated through advisors like Knox Financial. Highest-tier engagements involve Farmers commercial business owners' policies with business-income and extra-expense endorsements, workers' compensation placements subject to California Division of Workers' Compensation class-code auditing, and multi-vehicle commercial auto fleet policies with hired-and-non-owned endorsements for businesses using employee personal vehicles.