Holding both CPA and CFP® designations, Tax & Capital Management 360 in La Mesa delivers integrated tax planning and investment management from its Alvarado Road office near Lake Murray. The firm structures Roth conversion strategies and required minimum distribution timelines alongside IRS Form 1040 and Schedule C preparation under a single fiduciary model, a dual-discipline approach that complements the trust administration work at East County Estate Planning, PC. Registered through Royal Alliance Associates as an independent investment adviser representative, TCM 360 evaluates equity, fixed-income, and alternative asset classes without proprietary product mandates. Portfolio construction layers risk-adjusted allocation modeling with employer-sponsored 401(k) rollover analysis and 529 education funding projections, incorporating insurance gap analyses coordinated through carriers such as Forthright Insurance Services. Highest-tier engagements integrate multi-entity S-corporation and C-corporation return preparation with backdoor Roth IRA contribution sequencing and net unrealized appreciation strategies for concentrated employer stock positions.