Real estate agent at 848 Prospect St, La Jolla, CA 92037, on Prospect Street in the Village of La Jolla. Ben Smith shares the 848 Prospect office address with Carlos Gutierrez and Monroe Herington Real Estate Group — a three-agent Prospect Street cluster where each operator serves a different buyer profile from the same building. Smith's 59 Google reviews and active web presence at bensmithrealtor.com position him as a digitally forward solo agent in a market increasingly dominated by team structures. The Prospect Street location provides direct visibility to the Cove-area foot traffic that drives vacation-property and second-home inquiries. Clients purchasing La Jolla properties often secure financing through Mortgage at Bank of America or local independent lenders.