Poppy Bank branch at 7544 Girard Ave, La Jolla, CA 92037, on the Village's main commercial street near the intersection of Girard and Pearl. Poppy Bank is a Northern California-headquartered community bank that expanded into San Diego, offering personal and business checking, savings, CDs, money market accounts, and commercial lending. The Girard Avenue address places this branch in La Jolla's densest banking corridor — within two blocks of U.S. Bank at 7807 Girard and Bank of America at 7680 Girard — though Poppy's community bank model offers more flexible lending terms and local decision-making than the national chains.