Fee-only fiduciary wealth management practice at 5672 La Jolla Blvd, La Jolla, CA 92037, in the Bird Rock corridor, serving a limited number of high-net-worth clients with retirement planning, investment management, tax planning, and estate strategy. Founded in 2016 by Tim Dyer — who has worked in financial services since 1998 and hosts the Retirement Power Play podcast — the firm provides advisory through SEC-registered Sage Capital Advisors and custodies assets at Charles Schwab and Fidelity. Dyer's deliberate cap on client count ensures direct access to the lead advisor on every call, a model that contrasts sharply with the team-based approach at larger La Jolla firms like Morgan Stanley on Prospect Street, where individual advisors rotate through a shared client pool. Quarterly performance reports and annual portfolio reviews are standard. Clients whose estate plans require legal drafting beyond financial guidance should consult Libutti Law on Prospect Street for trust and probate work.