Standalone Navy Federal member ATM access sits at 301 University Ave in Hillcrest 92103, on the eastern end of the University corridor. The kiosk fills the surcharge-free gap between Navy Federal's nearest staffed branches for central San Diego members who otherwise rely on commercial branches such as Bank of America Financial Center for deposit and teller services. Navy Federal Credit Union is the world's largest credit union by membership and assets, restricted to active-duty military, veterans, Department of Defense civilians, and their families — eligibility that covers a substantial share of San Diego's resident population given the region's Navy and Marine Corps footprint. This location is ATM-only, so cash withdrawals, balance inquiries, intra-account transfers, and check deposits to enabled cards are the supported transactions while new accounts, loan applications, and notary services require a staffed branch elsewhere. Independent insurance brokers including At The Point Insurance Services serve the same military-relocation households that use this ATM during PCS-cycle transitions through San Diego. For deposit-heavy needs the nearest full-service Navy Federal branches in Mission Valley and downtown handle the loan, mortgage, and auto-finance work this kiosk cannot.