ACE Contractors Insurance Agency in Encinitas's Old Encinitas district holds California Department of Insurance License #0B83955 for construction-industry commercial coverage. General liability and workers' compensation policies underwrite trades from glazing contractors such as Leucadia Glass to mechanical and electrical subcontractors across North County. Course-of-construction and inland marine endorsements protect active job sites, while performance and license bond programs satisfy CSLB surety requirements for new and renewing licensees. Roofing outfits including Baynes Roofing fall under the C-39 classification that mandates workers' compensation regardless of employee count, a compliance gap ACE structures policies to close. Highest-tier placements include wrap-up OCIP and CCIP programs for multi-trade ground-up residential projects exceeding $5 million in total insured value.