Incorporated in June 2018 as a commercial transportation specialty broker, S.W.A.N. INSURANCE (Sleep Well At Night) operates from 1620 Fifth Avenue, Suite 700, in downtown San Diego near the Bankers Hill border. The agency writes primary liability, physical damage, and cargo coverage for Class 8 semi-truck fleets, processing collision claims through I-CAR certified repair facilities including Fix Auto Downtown SD for cab and trailer body work. Product coverage spans cross-border trucking insurance for California-Mexico operations, non-emergency medical transport vehicle programs, drayage fleet policies, and Amazon relay delivery unit coverage. The agency's proprietary Active Risk Management loss control program addresses CSA Safety Score improvement and DOT compliance, a risk consulting framework that parallels the legal advisory capacity at Thomas Gennaro Law in the downtown district. Highest-complexity placements involve multi-unit fleet policies exceeding 50 power units with layered excess liability towers, motor cargo coverage for hazmat and refrigerated loads, and workers' compensation classifications calibrated to NCCI class codes for over-the-road drivers.