Founded in 1983 as a national program administrator and managing general agency, ARROWHEAD General Insurance Agency operates its headquarters from 701 B Street in downtown San Diego under Brown & Brown ownership since 2012. The agency's property and casualty programs generate over $1.8 billion in written premium through 30-plus top-rated carriers, distributing auto-related coverage lines that feed downstream claim work at Caliber Collision in the Middletown district. Arrowhead sells exclusively through approximately 11,100 appointed independent agent locations nationwide and does not write policies directly for the public. Product lines span workers' compensation, commercial auto, earthquake, homeowners, errors-and-omissions coverage for architects and engineers, and small-business BOP packages across 730 employees in seven offices. Commercial property programs underwrite the risk profiles of real estate portfolios across the downtown market, including holdings managed through Burland Commercial Real Estate. The subsidiary American Claims Management division provides third-party claims administration, loss-reserving analysis, and subrogation recovery services for the agency's carrier partners.