CPWA®-designated Senior Vice President Victor Galvez leads the Galvez & Llamas Group on the 24th floor of 701 B Street in downtown San Diego. The practice's international wealth management focus spans cross-border portfolio construction and multi-jurisdictional tax coordination with firms such as Dimov Tax Specialists, which handles complex foreign reporting obligations for globally diversified accounts. The CPWA® credential signifies completion of advanced coursework in wealth transfer, behavioral finance, risk management, and asset protection through the Investments & Wealth Institute™. Through Bank of America's Private Bank integration, the group coordinates trust formation and estate planning execution alongside downtown tax law practices including Dallo Law Group on irrevocable trust structures and charitable remainder vehicles. Portfolio management services encompass concentrated stock position analysis, direct indexing through Merrill's unified managed account platform, and custom fixed-income ladders incorporating municipal bond allocations for California-resident tax efficiency.