For multinational wealth management in downtown San Diego, the Cabanas Malfavon Group at Merrill Lynch deploys CFP® designee Javier Malfavon's cross-border expertise from the 24th floor of 701 B Street. Cross-border portfolio construction for global families and entrepreneurs requires FATCA compliance, Form 8938 reporting, and treaty-based withholding optimization, the same multinational tax discipline applied at American CrossBorder Tax Service. A University of Warwick graduate, Malfavon structures strategies spanning U.S. and international fixed-income allocation, equity diversification, and managed-account platforms for clients maintaining dual residency between Mexico and California. Real estate investment analysis for binational clients involves 1031 exchange evaluation and coastal-property valuation, an asset class actively brokered at Bayfront Real Estate in the Gaslamp Quarter. Top-tier engagements encompass IRC Section 402(b) nonqualified trust taxation and pre-immigration gain-recognition strategies for inbound foreign nationals.