Specializing in exit planning for business owners in downtown San Diego, Merrill Lynch Financial Advisor Callie Taylor holds both CEPA and CFP designations from the 701 B Street wealth management office. The HS Legacy Group practice structures pre-liquidity and post-liquidity strategies for entrepreneurs navigating business sales, coordinating deferred-exchange analysis with 1031 Capital Advisors on tax-deferred asset transitions. The Certified Exit Planning Advisor (CEPA) credential requires demonstrated competency in business valuation, ownership transfer mechanics, and post-exit wealth management — a specialization that distinguishes this practice within the Merrill network. Merrill Lynch, Pierce, Fenner & Smith Incorporated operates as a wholly owned subsidiary of Bank of America Corporation, a dual-platform structure that integrates investment advisory with commercial and private banking services. The CFP designation's comprehensive planning mandate covers retirement income projection, estate structuring, and charitable giving — work that aligns with real property transactions coordinated through Lanna Parker, J.D. for clients repositioning post-exit assets into real estate. Highest-tier engagements include Section 409A nonqualified deferred compensation plan analysis and IRC Section 1202 qualified small business stock exclusion strategies for founders anticipating exits exceeding $10 million.