California Bank of Commerce operates its downtown San Diego branch at 1620 Fifth Avenue, providing SBA-guaranteed lending and commercial deposit services to small and mid-sized businesses along the Fifth Avenue corridor. SBA 7(a) and 504 loan closings at the branch require NNA-certified document authentication, a workflow shared with mobile notaries such as CannonCan Notary for same-day signing sessions on commercial real estate transactions. Chartered in 2001 as a National Association under OCC regulation with FDIC certificate #57044, the bank holds SBA Preferred Lender status and operates 13 branches across San Diego, Los Angeles, Orange, Ventura, and Riverside counties. Commercial real estate borrowers at the downtown branch coordinate with mortgage brokers and agents like Kalnesa on owner-occupied property acquisitions where the bank's SBA 504 program covers up to 90 percent loan-to-value. The bank's highest-value product line structures construction-to-permanent loans with interest-reserve accounts and SBA guaranty wraps on projects exceeding $5 million in total development cost.