SEC-registered under CRD #119290, Beacon Pointe Advisors on B Street in downtown San Diego operates as a fee-only fiduciary within the nation's largest women-led registered investment advisory firm. The firm's allWEALTH platform integrates tax-efficient portfolio construction with estate-transfer strategies, coordinating with CPAs such as Dimov Tax Specialists on multi-year income-shifting plans for high-net-worth households. Founded in 2002 and headquartered in Newport Beach, Beacon Pointe maintains over $49 billion in assets under advisement through open-architecture management via custodians including Charles Schwab, Fidelity, and Pershing. Advisory teams at the downtown San Diego office hold CFP®, CFA, and CIMA® designations and serve individuals, defined contribution plans, and institutional investors with a $1 million account minimum. Comprehensive risk management for each portfolio includes umbrella and professional liability structuring in coordination with P&C specialists like Cavignac, layering asset-protection elements into the broader estate plan. Highest-tier engagements involve multi-generational trust funding with Crummey withdrawal provisions, charitable remainder unitrust design, and concentrated-stock diversification through exchange funds and systematic hedging programs.