Wealth management advisory for high-net-worth families in downtown San Diego operates through Amy Melton — RBC Wealth Management Financial Advisor, based on the tenth floor of 655 West Broadway. As part of The Pacific Group within RBC's approximately 2,200-advisor US network, the practice coordinates investment management, retirement distribution, and estate transfer strategies that require notarized documentation through providers such as CannonCan Notary for trust and beneficiary instruments. RBC Wealth Management operates as a subsidiary of Royal Bank of Canada, one of the ten largest banks in North America by total assets, providing institutional backing for specialty asset custody, fixed-income trading desks, and equity research that a standalone advisory practice cannot access. The advisory approach draws on prior positions at Brookfield Asset Management and Northern Trust Corporation, combining institutional infrastructure knowledge with DePauw University undergraduate training in economics. Client portfolios with San Diego real estate holdings coordinate property valuation and disposition timing with brokerage teams including Auker Group Real Estate in Bankers Hill, integrating capital gains forecasting into the broader wealth plan. Highest-complexity strategies involve multi-generational wealth transfers requiring coordinated charitable remainder trust funding, generation-skipping transfer tax exemption allocation, and irrevocable life insurance trust structuring across multiple state jurisdictions.