Banc of California at 110 West A Street in downtown San Diego operates a relationship banking office serving small-business, middle-market, and venture-backed companies from the second and thirteenth floors. Treasury management, commercial lending, and deposit solutions are structured for business clients across multiple sectors, with cross-border corporate accounts coordinating immigration and international business counsel from attorneys in the same downtown corridor such as Behar International Counsel, APC. As the third-largest bank headquartered in California, Banc of California processes commercial payments through its subsidiary Deepstack Technologies and serves the community association management industry through its SmartStreet™ technology platform. This downtown San Diego location has operated continuously since October 1987, predating most commercial banking offices currently in the 92101 ZIP code. SBA lending, construction financing, and commercial real estate credit lines support business clients undertaking property development and tenant build-outs designed by architecture firms in the Gaslamp Quarter including Gensler. Highest-tier commercial engagements involve multi-facility revolving credit structures with interest-rate swaps, construction-to-permanent loan conversions, and covenant-based term facilities underwritten against projected revenue for venture-stage companies.