Operating from 445 Marine View Ave in Del Mar, CA 92014, Tom Wills is a financial advisor affiliated with Thrivent, the member-owned Fortune 500 organization that has guided families through financial decisions for more than 120 years. Tom describes his advisory philosophy using a golf analogy, positioning himself as a client's "Financial Caddy" who reads the conditions, understands the hazards, and recommends the right club for each financial situation. His practice addresses retirement planning, investment portfolio construction, insurance coverage analysis, and employer-sponsored plan optimization including 401(k) rollovers and traditional and Roth IRA strategies. Tom is part of the La Jolla Gateway Team, a multi-generational group of advisors headquartered in Del Mar's Suite 390 office that collectively brings more than 90 years of Thrivent tenure to the table. Thrivent's status as a 501(c)(8) fraternal benefit society allows it to redirect what would otherwise be corporate tax obligations, funneling roughly $250 million annually back into local churches, nonprofits, and community programs chosen by members themselves. Office hours run Monday through Friday, 9 a.m. to 5 p.m. The Marine View Ave office building also houses several other Thrivent advisors, including CFP® and Gonzaga MBA graduate Anthony Camara - Thrivent, who specializes in retirement and Social Security planning for San Diego families. Clients who need comprehensive estate documentation often connect with Del Mar legal professionals such as Palmer Rodak & Associates, located nearby in the same coastal community.